One API for the new financial system
D0 is a universal payment infrastructure enabling T+0 real-time cross-currency settlement — fiat or crypto, any chain, any token.
How It Works
Zero waiting. Zero complexity.
One API call. Any source currency in, any destination currency out. T+0.
User pays
USDT
Any chain
THB · IDR
Fiat
Merchant receives
USDC · USD · HKD
Any currency
const session = await d0.createSession({ amount: 100, settlementCurrency: 'USDC', chain: 'base'})Industry Solutions
Built for every vertical
D0 powers payments across the fastest-growing sectors in global finance.
The payment layer for the AI economy
AI agents need to transact autonomously — across chains, across currencies, without human intervention. D0 enables machine-to-machine payments with instant settlement and no manual bridging.
Let your users fund with anything they hold
Emerging market brokers lose users at the deposit step. D0 lets users fund brokerage accounts with USDT, local fiat, or any crypto — and brokers receive clean USD or USDC instantly.
In-game purchases from any chain, any token
Players hold assets across dozens of chains. D0 removes the friction of swapping before spending — let players pay with whatever they hold and settle in your game's native currency.
Send money home without the wait
Traditional remittance takes days and costs 5–7%. D0 enables crypto-to-fiat transfers that settle in seconds, at a fraction of the cost.
On-chain assets, real-world funding
RWA platforms need a seamless on-ramp. D0 lets users fund tokenized US stocks, bonds, and real estate with any crypto or fiat — no manual bridging, no exchange step.
Remove deposit friction, increase volume
Prediction market users drop off at the deposit step. D0 lets users fund positions with any token — USDT on Tron, SOL, or local fiat — and settle into your market's base currency.
Accept any currency, anywhere in the world
Merchants shouldn't have to choose which currencies to accept. D0 handles conversion automatically — your customer pays in what they have, you receive what you want.
Key Capabilities
Everything you need to move money globally
D0 supports the widest range of deposit and payment methods — so your users are never blocked.
Cross-Chain Deposits
Accept deposits from any blockchain — Tron, Ethereum, Solana, BNB Chain, Base, and more. No manual bridging required.
Local Payment Methods
Support local fiat payment methods across Southeast Asia, Middle East, and beyond — bank transfer, e-wallets, QR pay.
Centralized Exchanges
Let users fund directly from their CEX accounts — Binance, OKX, Bybit — without withdrawing to a self-custody wallet first.
Transfer from Any Wallet
Compatible with MetaMask, Trust Wallet, Phantom, and any Web3 wallet. Users pay from wherever they hold their assets.
Card Deposits
Accept Visa and Mastercard for fiat on-ramp — giving non-crypto users a familiar way to fund their account.
Comparison
Why D0
| Feature | Traditional Wire | Other Protocols | D0 |
|---|---|---|---|
| Settlement time | 3–5 days | Minutes | Seconds |
| Fiat support | Yes | No | Yes |
| Crypto support | No | Yes | Yes |
| Local payment methods | No | No | Yes |
| Any-to-any conversion | No | No | Yes |
The payment infrastructure in the AI era.
Start integrating D0 in minutes. One API, any currency, T+0 settlement worldwide.
Trusted by payment teams at fintech companies across Southeast Asia, Middle East & beyond.